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2020 Financial Ltd

2020 Financial Ltd

5.0(7 reviews)See reviews ↓·Southampton

About the company

2020 Financial Ltd is a financial advisory firm founded in 2007. The founder and Managing Director is Simon Garber, who is a qualified Pension Transfer Specialist. The firm holds professional indemnity insurance for complex pension transfer advice and specialises in Defined Benefit Pension Transfer. It maintains a deliberately small client base and offers whole-of-market independent advice. Services include pension advice, retirement planning, and investment advice.

What customers say

Based on genuine customer reviews

Southampton-based 2020 Financial Ltd supports clients with retirement planning, pension transfers, savings management and wider investment advice, and the feedback gathered around the firm is consistently complimentary. Simon Garber is named in several accounts, with reviewers describing his manner as friendly, patient and professional, and his explanations clear enough to make complex financial decisions feel manageable. A theme that recurs is the depth of expertise brought to pension and investment work, with clients noting that queries are handled promptly and that correspondence, both before and after a piece of work, is thorough.

Long-standing relationships appear frequently, including one spanning two decades, which reviewers connect to reliability and integrity rather than any single transaction. Customers also value the care taken to understand family circumstances and to keep investments diversified rather than speculative, and the efficiency with which reviews and transfers are completed comes up repeatedly. Administrative touches, such as annual cards, are mentioned as evidence of a personal approach, while the team at the firm is repeatedly described as knowledgeable and supportive, and clients speak of financial affairs being looked after diligently and expertly.

Financial AdvisorInvestment serviceLife Insurance Agency

Reviews

Reviews are taken from publicly available sources.

DM
Dave Morgan27 October 2025

Genuinely - Simon's amazing. He sends me a bottle of wine and an Xmas card each year. How good is that?! There's also the fact that since I transferred my pension fund over to him around half a dozen years ago it's more than doubled in value. Despite the fact that numerous wars and the Trump Tariffs have shaken the economy. And that's not been done via playing with penny shares and cryptocurrency. It's invested in all manner of safe-ish stuff. Simon's miles away so face-to-face isn't really happening, but we meet on Zoom from time to time for a quick catch-up. He's not into hard sales, though. He makes suggestions, asks me what I think and then does what I tell him to do. Incredible bloke. I'm not surprised that every single review here is a five-star review because I'd hit the six-star button if there was an option for that.

JD
JezandClaudia Drake10 March 2025

Had the pleasure of speaking with Simon over the last few days regarding a pension question. He was prompt, polite and knowledgable and the interactions were pleasant and professional.

KM
Kim Morgan3 October 2023

Simon has managed our Pensions and savings for over 20 years and I can say without hesitation that he has done so with integrity and the highest degree of professionalism. It can be a minefield choosing someone to trust and support with your finances and ensure they are managed well. Simon does just that. Consistently. Excellent service from day one.

WW
Warren Wright28 September 2020

I contacted Simon during lockdown to help me with some rather complex retirement planning and subsequent investment advice. Having been let down by another IFA, I found Simon via the internet and placed my trust in him. I have to say that my trust was not misplaced. Simon carried out a thorough, professional and efficient review and I have been very satisfied with the outcome. I would use Simon again and wouldn't hesitate in recommending his services to others.

VM
Victoria Martin13 March 2019

Credible and trustworthy! !2020 Financial work with integrity and knowledge!

WA
Winston Alladin6 May 2018

My association with Simon Garber has spanned some 20 years during which time he has demonstrated his ability and professionalism as a top Class IFA servicing our Family Financial requirements He communicates clearly, is trustworthy, reliable and a pleasure to work with. The Team at 20-20 are talented, knowledgeable and supportive in all manners of the Financial Planning Service(s) they are committed to provide to me and my Family as their Clients. He is highly regarded in his Industry. Without question, I have no hesitation in giving him my Highest recommendation

LR
Leo Ruscillo4 May 2018

Excellent advice given in a friendly and professional manner. I feel very confident that my financial affairs are being diligently and expertly looked after.

Financial advisers in Southampton compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 6 businesses in this category in Southampton are compared.

RankProviderRatingReviewsOpen Sat.
1P&P Invest★ 5,054No
2Asset Management Financial Advisers Limited★ 5,013No
3NorthStar Wealth Management★ 5,08No
42020 Financial Ltd (this page)★ 5,07No
5Thirteen Partners★ 5,02No
Contact
+442380981161www.2020financial.co.ukInt'L Business Park, International House, George Curl Way, Southampton SO18 2RZ
Working hours
Monday09:00–17:00
Tuesday09:00–17:00
Wednesday09:00–17:00
Thursday09:00–17:00
Friday09:00–17:00
SaturdayClosed
SundayClosed