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JM

Just Mortgages Roath

5.0(886 reviews)See reviews ↓·Cardiff

About the company

Just Mortgages Roath is a mortgage brokerage operating in Cardiff. Richard Golten is a Senior Mortgage and Protection Adviser at Just Mortgages Albany Road, with more than 10 years' experience in estate agency, sales and customer service. The service area includes Roath, Cathays, Penylan, Splott, Cyncoed, Cardiff city centre and the wider South Wales area. The main services include First Time Buyers, Home Mover, Remortgage, Buy to Let and New Build Mortgages.

John Doughty joined Just Mortgages in 2010 as a mortgage broker, became the New Build division Financial Services Director in 2019, and became Chapter Managing Director for Just Mortgages in 2023. Paul Wilson joined the Spicerhaart group to establish the Just Mortgages New Build division in 2012. The New Build division has over 30 employees.

Helen Whitehead joined Just Mortgages New Build in 2016 as a New Build broker and was promoted to Divisional Sales Director in 2022, leading a team of 16 new build brokers across the South of the country. All Just Mortgages Advisors are professionally qualified. Shared Ownership advisers receive bespoke training on the Shared ownership process before offering any advice on purchases. All advisers are locally based and are happy to meet at home or onsite.

What customers say

Based on genuine customer reviews

Just Mortgages Roath holds a 5 rating from 886 reviews. Almost all reviewers name adviser Richard Golten (also spelled Golton), describing him as clear, patient and responsive, with several first-time buyers praising how he explained paperwork and requirements in simple terms. Clients consistently mention feeling well informed at each stage of the process.

Reviews

Reviews are taken from publicly available sources.

PP
Pablo Pantoja5 August 2026

Richard Golten has been outstanding throughout my mortgage application. As a first-time buyer, he made everything easy to understand and kept me informed at every stage. Thanks to his hard work and guidance, I successfully received my mortgage offer from NatWest. He was always professional, responsive and happy to answer my questions. I highly recommend Richard to anyone looking for a mortgage adviser. Thank you for all your support!

JF
jack furreedan23 July 2026

Richard has been great to deal with and more than happy to rate his services 5 stars! Very informative and helpful throughout the process of securing a tricky deal on a property. Would highly recommend.

ML
Mohammed Layek Miah5 July 2026

I had an excellent experience working with Richard throughout our mortgage process. From the beginning to the end, he was professional, knowledgeable, and always happy to answer our questions. He kept us informed at every stage and made what could have been a stressful process much easier. Thank you, Richard, for all your hard work, patience, and support. We truly appreciate everything you did to help us secure our new home. I would highly recommend Richard to anyone looking for a reliable and professional mortgage advisor.

SL
Sam Lyle25 June 2026

Richard has been a great help so far with my first mortgage. He speaks clearly and is incredibly reliable. I also have never seen someone fill out a form as fast as him!

RS
Rajeev Sharma8 June 2026

Just completed 2 Mortgages via Richard Golton. Can't recommend him enough. Was such an easy process with his clear advice, paper work requirements etc. Got mortgage offers within a few weeks. Excellent service and very knowledgeable. Regards rajeev

MB
Mirza Baig8 June 2026

I would like to express my sincere thanks to Richard Golten for his outstanding support throughout our mortgage process. From the very beginning, Richard was clear, patient, and incredibly knowledgeable. He guided us through every stage with professionalism and reassurance, making what could have been a stressful experience feel smooth and well‑managed. Richard was always available to answer questions, explain options, and provide honest advice tailored to our situation. His attention to detail and proactive communication meant we always felt informed and confident in the decisions we were making. Thanks to his expertise, we were able to secure our mortgage successfully, and we are genuinely grateful for his hard work. I would highly recommend Richard to anyone looking for a reliable, experienced, and supportive mortgage adviser. His service has been exceptional from start to finish.

RP
Ryan Payne29 May 2026

Richard has been fantastic from our first meeting with him, guiding us through every step and taking all the stress out of the process. We are first time buyers and could never have done this as smoothly without his help and knowledge.

Mortgage brokers in Cardiff compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 5 businesses in this category in Cardiff are compared.

RankProviderRatingReviewsOpen Sat.
1Just Mortgages Roath (this page)★ 5,0886Yes
2Grosvenor May Financial Services★ 5,039No
3Talk Mortgage Broker Cardiff & Bristol★ 5,0106Yes
4The Mortgage Store Cardiff★ 5,041No
5Lona Financial Ltd★ 5,040No
Contact
Working hours
Monday08:30–18:00
Tuesday08:30–18:00
Wednesday08:30–18:00
Thursday08:30–18:00
Friday08:30–18:00
Saturday09:00–17:00
SundayClosed