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SJ Financial Solutions

SJ Financial Solutions

5.0(148 reviews)See reviews ↓·Birmingham

About the company

SJ Financial Solutions is a financial advisory firm that has provided mortgage advice since 2006. The team has over 100 years of combined experience. The company has offices in Birmingham, Tamworth, and Worcester, and advises clients across England, Scotland, and Wales. It serves clients across Solihull, Sutton Coldfield, Stafford, and the wider West Midlands. SJ Financial Solutions offers mortgage and protection advice.

It provides a free initial consultation of around thirty minutes with no obligation. The company works with both High Street lenders and specialist lenders not available direct. It contacts clients before their rate expires to avoid being rolled onto a worse deal by default. SJ Financial Solutions does not use call centres or switchboards; clients have their own advisor from start to completion and beyond.

What customers say

Based on genuine customer reviews

Mortgage applications and remortgages, together with personal finance and insurance advice, run through the accounts left for this Birmingham practice. Stuart is named time and again, with reviewers describing how he set out each stage clearly, stayed in touch before and after completion and pressed on to secure a suitable lender when a purchase turned complicated. Several customers mention the wider team by name, among them Angela, Becky and Deb, praising their patience, swift answers to questions and the reassurance they gave during first purchases.

Something that features in review after review is the way jargon and small print were translated into plain language, leaving clients fully informed rather than under pressure. Reviewers also note how quickly matters moved, with one describing a mortgage agreement in principle and the subsequent submission landing inside a day of instructing the firm. Others describe coming back for a second or third time, citing remortgaging, life cover, buildings and contents insurance, and support when a sale collapsed. The aftercare, and advice shaped around individual circumstances, are given as reasons for staying with the firm.

Financial AdvisorFinancial plannerHealth insurance agencyHome Insurance AgencyIncome protection insurance agencyInsurance broker

Reviews

Reviews are taken from publicly available sources.

MS
Martin Smith8 July 2026

Amazing service, very focussed on what we needed and what was best for us. They showed us the rates of several providers, even giving us a rate our current provider wasn’t showing us. They sorted everything out hassle free and with excellent turnaround time. Already recommended them to family and friends if they need their services. Would absolutely use them in the future.

G
G.Hasan1 July 2026

Firstly, a huge thank you to Deb, Angela and Becky. We were in what felt like an impossible situation trying to find a suitable mortgage, but with Deb’s help, we secured an offer. She was absolutely fantastic throughout the whole process, supportive, reassuring, and incredibly determined. She never gave up trying to find us a lender, even when we had started to lose hope ourselves. Angela and Becky were also brilliant, keeping us updated every single step of the way and making sure everything ran as smoothly as possible. Angela answered every question I had and chased every enquiry we had from the solicitors and lender. The whole team made what could have been a very stressful experience feel so much easier. Thank you once again.

IR
Isam Rustom13 June 2026

Very professional team, thanks to Stuart, Angela and Becky for following us through this. Much appreciated. Highly recommended for any related service no matter how small.

DK
Donna Kelly2 April 2026

I have been supported by SJ Solutions for many years now, both for my mortgages and personal finance advice. They cut through the jargon and help me to understand the 'small print'. I completely trust them and continue to go back to them again and again!

TB
Toby Bayliss-Fellows25 March 2026

Stuart and the team at SJ Financial Solutions, have been nothing short of excellent from day 1! With the uncertainty of the world, they have made a stressful and difficult process easy and stress free. They assisted with multiple matters of mine, obtaining a mortgage for a new property, helping me to re-mortgage an existing one and obtaining all the insurance needed! Whether that be life, buildings or contents. No question was too much trouble.

SL
Sarah Loft14 March 2026

We were first home buyers who were having a slow and frustrating experience with another mortgage firm so reached out to Stuart and the team after finding them on Google as it was the best decision we could make! Stuart and the team were quick, informative and always available to answer all those kind of questions that felt like they were stupid questions. We can not speak highly enough of their service both before and after mortgage confirmation.

JM
Jennifer Muncey11 March 2026

I can’t recommend SJ Financial Solutions highly enough. Stuart was incredibly supportive throughout the whole process and explained everything to me clearly, which made what could have been a stressful experience feel much more manageable. Nothing was ever too much trouble, and he worked really hard to find me the best possible mortgage. His advice was invaluable and I always felt like he had my best interests at heart. Thank you, Stuart, for such fantastic service!

Financial advisers in Birmingham compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 12 businesses in this category in Birmingham are compared.

RankProviderRatingReviewsOpen Sat.
1SJ Financial Solutions (this page)★ 5,0148No
2Whateley Wealth Management Ltd★ 5,073No
3Wealthwide Limited★ 5,01No
4Southcote Financial Limited★ 5,041No
5Newstead Clark Financial Services Ltd★ 5,08No
Contact
+441214480161www.sjfinancialsolutions.co.uk13 St Paul's Square, Birmingham B3 1RB
Working hours
Monday09:00–17:00
Tuesday09:00–17:00
Wednesday09:00–17:00
Thursday09:00–17:00
Friday09:00–17:00
SaturdayClosed
SundayClosed