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3-S Financial Management

5.0(11 reviews)See reviews ↓·Manchester

About the company

3-S Financial Management is a Chartered, independent, family-run financial planning business based in Manchester. Founded by Owen Sekree in 1992, the firm has provided continuity of service from the same multi-generational team for 30 years. Owen Sekree is a Fellow of the Personal Finance Society. Mark, Owen's son, joined the family business and became a partner; he became a Chartered Financial Planner and attained Fellowship of the Personal Finance Society before the age of 30. 3-S has been Chartered since 2012 and was one of the first firms in the country to be awarded corporate Chartered firm status.

The firm specialises in helping creative professionals, people approaching and in retirement, and directors and business owners. It provides highly specialised, independent financial planning and can travel to see clients across the UK. 3-S Financial Management is authorised and regulated by the Financial Conduct Authority.

What customers say

Based on genuine customer reviews

3-S Financial Management has built lasting client relationships, with several reviewers describing advice and portfolio management that has spanned a decade or more. Mark Sekree is named repeatedly, and reviewers consistently praise the depth of his knowledge, the care taken to understand personal circumstances, and the clarity with which options are explained before decisions are made. A point that comes up often is the willingness to answer questions promptly and to deal carefully with requests, regardless of size.

Clients mention work on pensions, retirement savings and investments, including steps taken to make assets more inheritance tax efficient, and they speak warmly of results achieved through periods of market difficulty. Newcomers to financial advice note how approachable and reassuring the process felt, while longer-standing clients value regular check-ins, thorough discussion of risk tolerance, and a sensible approach to fund selection. Value for money and strong asset performance recur as themes, as does the patience shown in exploring alternatives until a suitable solution is found, with many accounts returning to the personal manner in which the service is delivered.

Reviews

Reviews are taken from publicly available sources.

EL
e lee17 March 2026

Recently, my husband and I reached out to Mark for support in reviewing our pensions and finances. As this was our first time seeking financial advice, we weren’t quite sure what to expect, but from the very beginning, Mark’s open, friendly, and approachable manner immediately put us at ease. He was professional, responsive, and incredibly clear when explaining areas, we’d previously felt unsure about. We came away from our conversation feeling far more informed and confident. Mark took the time to genuinely listen, understand our circumstances, and guide us through the options that best suited our situation. His knowledge and expertise were evident throughout, and we truly felt like we were working with someone who had our best interests at heart. We’re grateful for the support and look forward to continuing to work with Mark and 3‑S Financial Management.

LE
Linda Everett10 September 2023

We recently reviewed our investments through Mark, having taken them out through his father in the 1990s. We wanted to make our investments IHT efficient and Mark helped us to do this efficiently.

GI
Graham Ivey29 January 2022

3-S Financial Management have been managing my money (specifically, my retirement savings), for the past 10 years. Over this period, I have benefited from Mark Sekree's wisdom and intellect in choosing a range of funds, (most of which I would never have considered without his expertise) and from his sensitivity in ensuring that I am comfortable with the level of risk. The results have been excellent as has been the value that he offers. 3-S is the antithesis of a large, impersonal, money-grabbing financial management company. As a family-run firm, what stands out is their very personal approach. Their level of service is outstanding; Mark knows my situation well, and is always keen to explain or help in any way that he can. 3-S is the ideal company to help the naive navigate the complexities of the financial world.

HP
Howard Phillips20 December 2021

3S have provided me with financial advice and managed my financial affairs for nearly 30 years, always clear on my objectives, lifestyle and attitude to risk. We hold regular reviews and I have been impressed and pleased with the performance of my portfolio over this time including during the pandemic.

AD
Adrian Devlin8 December 2021
AH
Adrian Hall1 December 2021

Really friendly and knowledgable advisor who took the time to get to know me and my circumstances, and to discuss various options until we found a solution that met my needs.

ED
Ed Duguid22 November 2021

Great quality financial planning from someone who takes the time to understand your needs.

Financial advisers in Manchester compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 12 businesses in this category in Manchester are compared.

RankProviderRatingReviewsOpen Sat.
13-S Financial Management (this page)★ 5,011No
2Lionbridge Wealth Management★ 5,033No
3Perspective (North West) Ltd- Manchester Office★ 5,017No
4Wetherall's★ 5,049No
5Old Royle Wealth Management Ltd★ 5,011No
Contact
+442380222410www.3-sfinancial.comWork.Life Core, Brown St, Manchester M2 1DH
Working hours
Monday09:00–18:00
Tuesday09:00–18:00
Wednesday09:00–17:00
Thursday09:00–17:00
Friday09:00–17:00
SaturdayClosed
SundayClosed