Frazer James Financial Advisers

I was referred to Fraser James by a colleague. I have a fairly unique financial situation and was seeking some very specific advice. Unfortunately the team was unable to help me but then went out of their way to test my situation with some of their industry contacts to see if they could assist. This was great service and certainly beyond my expectations.

I had been managing my own pension funds, with a focus on high-risk, high-reward technology investments. While broadly successful, I was increasingly concerned about tax implications, and the stress of managing volatile funds was taking its toll. I came across Frazer James while searching for a financial adviser, and when they were independently recommended by a friend, I got in touch. What stood out immediately was that James changed the conversation entirely. I had been fixated on reaching a particular pension number — without really knowing whether that number was enough, too much, or what it would actually mean for our retirement. Rather than focusing solely on investment performance, James asked my wife and me what we actually wanted our retirement to look like. He then showed us how our existing position compared with those goals and laid out a clear, structured plan for getting there while reducing risk. We trusted James and his team to steer our finances through post-Covid market volatility and more recent uncertainty, and that trust has been well placed — with very little need for involvement on my part. We now have a clear plan covering pensions, investments, and tax considerations. The peace of mind that comes from knowing everything is professionally managed is genuinely invaluable. I would have no hesitation recommending Frazer James to anyone looking to get their finances properly in order.

James Lewis and Lorna have all been beyond helpful at helping us plan our finances. They have carefully considered our concerns and balanced risk explaining the rationale. As a money worrier this has really helped put my mind at ease. They are easily contactable and I would recommend them to anyone wanting to understand and plan for their future as this can positively impact both current and longer term aims.

Having spent 45 years in the corporate general insurance world I have always found working with financial advisors a far from rewarding experience. Frazer James have turned that view on its head. I found Frazer James through a web search and after a video meeting and several discussions with James and his colleagues my wife and I moved our retirement portfolio to Frazer James in 2025. I have to say that this has been one of my better life decisions and we have been delighted by both the quality of the people, the quality of the advice and the speed and accuracy of the administration from everyone with whom we have had contact. Frazer James is bucking the trend providing a personal (and personalised) service and I have the sense that we are more like part of their wider team than just a client. To this cynical head, Frazer James have reset the bar for financial service and I would highly recommend speaking to them if you are looking for friendly, accurate advice whether your needs are complex or simple.

Exceptional advisory firm providing professional tailored financial advice. My wife and I have worked with Frazer James for several years initially while running a business and latterly transitioning into retirement. Their advice particularly around pension planning and investment has been always proactive, timely and of the highest calibre.

I contacted FJ because I was unhappy with my former IFA and I wanted “fresh eyes” on my financial situation ahead of my retirement. Their assessment, recommendations and advice has given me peace of mind about my financial future and the changes we’ve made to my pension pot investments have given excellent results. I appreciate their attention to detail and personal support as I moved out of work and into retirement. I’m extremely happy with FJ and look forward to working with them for many years to come.

James has been fantastic to work with. He always takes the time to explain everything clearly and in a way that's easy to understand, giving me all the information I need to make the right decisions for my circumstances. He's quick to respond to questions and emails, and is always friendly and approachable. Highly recommend!