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Hitel Financial

Hitel Financial

5.0(122 reviews)See reviews ↓·Sheffield

About the company

Hitel Financial is a financial advisory firm based in Sheffield, operating as an independent mortgage and protection broker with whole-of-market access. The firm has been helping clients with mortgage and insurance needs since 2014 and services clients nationwide. It specialises in the niche market of European buyers in the UK. Petra heads the team and set up Hitel Financial in 2020. The team includes Petra (Director and Mortgage Adviser), Eniko (Mortgage Adviser), Zoltan (Protection Specialist), Timea (Protection Adviser), Ilona (Estate Planner), Adrienn (Office Manager), Monika (Case Manager), Aniko (Case Manager), and Natalia (Business Support Manager).

Services include mortgages, protection, estate planning, specialist lending, and commercial & bridging finance. Hitel Financial refers clients to other appointed representatives of New Leaf Distribution for services such as equity release or full financial advice including pensions and investments, and works with a number of trusted conveyancing partners.

What customers say

Based on genuine customer reviews

Sheffield-based Hitel Financial, also known as Mortgages by Petra, receives consistently positive feedback from clients who describe a mortgage process made clear and manageable rather than overwhelming. Several customers highlight the expertise and advice of named adviser Eniko Morley, alongside colleagues Niki, Monika and Petra, who are repeatedly praised for taking time to understand individual goals, risk tolerance and financial circumstances instead of a uniform approach. Reviewers frequently mention clear explanations in plain language, prompt responses to questions by email and phone, and a supportive, friendly manner that reduced stress during house purchases, particularly for first-time buyers.

Reliability and punctuality come through strongly, with deals secured quickly, completion on schedule and regular updates at each stage. A recurring theme is the willingness to handle complex or less straightforward cases patiently, and the ability to discuss matters in Hungarian, which clients found made the process seamless. The quality of the result is reflected in accounts of favourable deals found and first homes successfully purchased, with many expressing gratitude for guidance through every financial step and an intention to return for future remortgaging needs.

Reviews

Reviews are taken from publicly available sources.

MO
Mária Orosz8 April 2026

We had a great experience with our mortgage advisor throughout the whole house buying process. They were professional, supportive, and always quick to respond to any questions we had. Everything was explained clearly, which made the process much less stressful for us, especially as first-time buyers. They kept us updated at every stage and helped make sure everything moved as smoothly as possible. We truly appreciate all the help and would highly recommend their services to anyone looking for mortgage advice.

MM
Melinda Marton22 March 2026

I had an excellent experience with Hitel Finance while purchasing my first home, the whole process felt quite overwhelming at the beginning, but their team made everything clear, simple, and manageable. They were always responsive, professional, and willing to take the time to explain every detail. What stood out the most was their supportive approach and genuine care. They guided me through all the financial steps, helped me understand my options, and ensured I made the right decisions for my situation. Thanks to their expertise, the process was smooth and far less stressful than I expected. I’m truly grateful for their help and would confidently recommend Hitel Finance to anyone looking to buy a home.

KB
Katica Barta8 March 2026

Hitel Financial provided an amazing service. They found me a great deal, secured it quickly, and we completed right on schedule. Being able to discuss everything in my mother tongue (Hungarian) made the whole process seamless. If you need a reliable mortgage advisor, look no further. I am very happy and would recommend them to everyone.

AR
Andrea Ropos23 February 2026

I have had a great experience working with Mortgages by Petra - Hitel Financial, especially Eniko Morley financial adviser. From the beginning, they took the time to understand my goals, risk tolerance, and overall financial situation, rather than offering a one-size-fits-all solution. Everything was explained clearly and in plain language, which made complex financial decisions much easier to understand. They were always professional, responsive, and proactive, keeping me informed and answering questions promptly. I appreciated their honest advice and the sense that my best interests were always the priority. As a result, I feel much more confident and organized about my financial future. I would highly recommend them to anyone looking for knowledgeable, trustworthy, and personalized financial guidance.

FN
Flóra Nagy27 November 2025

Highly recommended - Eniko and the rest of the team are extremely helpful and efficient. I'd like to thank you for helping us in realizing our dream, and we are now proud homeowners.

JB
Joanna B29 September 2025

Eniko at Hitel Financial has been absolutely amazing! From start to finish, she was leading us through the process with so much care and professionalism. She made everything feel less stressful, always approachable and ready to answer our questions. Thanks to her hard work, we were able to secure our mortgage, and we couldn’t be more grateful. Highly recommend Eniko, Monika and the team at Hitel Financial! Massive thank you! Joanna, Arnold and Tommy 😊

RP
Ricsi Polya1 September 2025

Hi, Im writing this review to let your team know that I was very pleased with the service i have received. It was well explained and the documentations were easy to follow. The mortgage adviser was helpful and has always responded to my questions in due time. Thank you for the services Richard

Financial advisers in Sheffield compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 8 businesses in this category in Sheffield are compared.

RankProviderRatingReviewsOpen Sat.
1Hitel Financial (this page)★ 5,0122No
2INCO Financial★ 5,046No
3Polaris Wealth Management Limited★ 5,016No
4R H Financial Consultants Ltd★ 5,016No
5Shepherd Independent Financial Advisers Ltd★ 5,01No
Contact
+441144000224www.hitelfinancial.co.ukSte 20, The Quadrant, Sheffield S9 4WG
Working hours
Monday09:00–17:00
Tuesday09:00–17:00
Wednesday09:00–17:00
Thursday09:00–17:00
Friday09:00–17:00
SaturdayClosed
SundayClosed