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TD Financial LTD

5.0(28 reviews)See reviews ↓·Cardiff

About the company

TD Financial Ltd is an independent mortgage and financial advisory firm. It has its head office in Cardiff and advisers across South Wales. TD Financial Ltd offers services including investments, pensions, life, health, income, mortgages, and estate planning. Its advisers specialise in inheritance tax and estate planning. The firm is fee-based and offers a range of payment options.

It provides all initial consultations without charge. As independent mortgage brokers, TD Financial Ltd has access to over 30 lenders and 1,000 mortgages. It offers advice on life insurance, mortgage repayment protection, and buildings and contents insurance from an extensive panel of insurance companies. Clients can choose to do business with TD Financial Ltd by telephone, email, at the office, or at their home.

What customers say

Based on genuine customer reviews

Retirement transitions and pension consolidation recur throughout the feedback left for this Cardiff firm, with Ashley Burge appearing by name in many of the accounts. Clients moving out of employment describe how he took basic details and then arranged the transfer of several schemes into a single arrangement, keeping them updated at each stage and completing the work without delay.

A theme running through the feedback is the clarity of his explanations, covering defined benefit and defined contribution pensions, annual and lifetime allowances and longer-term cashflow planning, including for someone who had already approached other providers before settling on this one. Becky Hall draws similar comments for guiding clients through mortgage applications and life insurance, particularly where a purchase became difficult and an earlier lender spent weeks gathering paperwork.

A number of reviews mention that the advice felt tailored rather than pressured, that meetings were arranged around their own circumstances, and that questions were answered promptly by telephone or email long after the initial work had finished. The approach is described as friendly and patient while remaining professional, which reassured clients who were uneasy about discussing personal finances. Long-standing customers value the dependable point of contact and the practical guidance on saving and investing.

Investment serviceLife Insurance AgencyMortgage broker

Reviews

Reviews are taken from publicly available sources.

CW
Christine Williams10 June 2026

Followed instructions as requested to provide the best deal available. I was very happy with the result and would recommend this service to anyone.

E
Emily11 November 2025

Becky Hall at TD financial is fantastic, she worked tirelessly to help us secure our mortgage. She kept us updated and informed during the whole process, and with her kind and friendly manner, she was a pleasure to deal with!! Would totally recommend to others!

SA
Sara Ashford30 October 2025

Really pleased with the professional service received from Ashley since I retired and needed advice how to invest and manage my finances. Ashley is friendly, helpful and supportive always available to answer any questions I have . Would highly recommend.

LJ
Liz Jones24 September 2025

Ashley at TD Financial has been professional, helpful and extremely easy to deal with throughout the whole process. He has made the complex process of preparing me financially for early retirement straightforward and relatively painless. Thank you.

AK
Andy Keohane5 June 2025

It is fair to say that i was fairly "apprehensive" over reaching out to someone else to dicuss what is to everyone, extremely personal finances. I sampled more than 3 companies and finally settled on TD Financial Ltd, (aka Ashley) who was very personal and professional at the same time and i very quickly had faith in his ability and confidentiality. Having run multi million pound budgets within business i was pretty confident in my ability to manage money but there was something missing that was not within my area of expertise. Ashley took every detail of my personal finances, and juggled multiple options around finally showing myself in great detail and visual form in the comfort of my own home on my television screen. Just what i wanted and needed! We are now some 15 months down the line and i am very happy with my current position and the support i receive from TD Financial. We keep in regular contact, and Ashley is always there to pick up any queries i have or able to provide advice where required, exactly what you need from a Financial Advisor! I have recommended several of my friends and colleagues in this direction and to have a non-committal discussion at the very least.

AR
andrew richardson4 June 2025

I have been a customer of T D Financial for a number of years both while employed and now in retirement. My IFA is Ashley Burge, who, I find offers excellent advice and has been extremely helpful in setting up my finances as I transitioned from employment to retirement. Ashley is always easy to contact and quick to respond to any questions that I have concerning my investments and general financial queries.

AT
Anthony Torok27 April 2025

Becky Hall from TD financial was recommended to me whilst purchasing a property that I had already had a mortgage advisor working on. The purchase had its difficult elements with the owner desperate to sell for personal reasons and me desperate to buy. From valuation it had taken over 7 weeks for my initial lender to gather all of the paperwork, maybe partly down the in inexperience of the mortgage broker, defininately partly because getting a mortgage is now such a difficult task (especially as a divorcee). After 7 weeks I was refused and contacted Becky immediately. She spoke to me over the phone and understood the situation immediately. She simplified the absolute abundance of paperwork I had been asked for previously and made the process so simple. I really thought the seller would relist and sell elsewhere but Becky told me to ask for a week to 10 days longer to which he reluctantly agreed to and well within that time frame she had the mortgage offer in full complete. I am now in my new home and am 100% confident that without the expertise of Becky Hall at TD Financial I would not have completed. I can't thank you enough for all your help Becky, 100% would use you for EVERYTHING financial going forward. Warm Regards, Anthony Torok.

Financial advisers in Cardiff compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 8 businesses in this category in Cardiff are compared.

RankProviderRatingReviewsOpen Sat.
1TD Financial LTD (this page)★ 5,028No
2Penguin Wealth Planners★ 5,041No
3Hill & Co Financial Advisers Ltd★ 5,04No
4Millfield Wealth Management Ltd★ 5,039No
5rockwealth Cardiff Financial Adviser★ 5,010No
Contact
+442920231857www.tdfinancial.co.ukJames William House, 9 Museum Pl, Cardiff CF10 3BD
Working hours
Monday08:30–17:00
Tuesday08:30–17:00
Wednesday08:30–17:00
Thursday08:30–17:00
Friday08:30–17:00
SaturdayClosed
SundayClosed