About the company
AJM Financial Mortgage Brokers is a whole-of-market mortgage broker based in London. The firm was founded by Andrew Morris and has over 15 years of experience. AJM Financial Limited is an Appointed Representative of Stonebridge Mortgage Solutions Ltd and is regulated by the Financial Conduct Authority. It charges transparent fixed fees, with nothing payable until the mortgage offer is issued, and receives a procuration fee from the lender.
The firm provides mortgage and protection advice, offering a free initial consultation. It covers London, Wales and South West England. AJM Financial specialises in first-time buyer, self-employed, and high-value mortgages. It has access to a wide range of leading mortgage products and works with lenders to consider complex cases. Protection options are available for illness or redundancy. The firm tailors bespoke mortgage and protection packages.
What customers say
Based on genuine customer reviews
AJM Financial Mortgage Brokers holds a 5.0 rating from 170 reviews. The large majority of reviewers praise adviser Andrew for responsive, no-jargon communication, proactively contacting clients about improved rate options as they became available, and supporting both first-time buyers and repeat remortgage clients. One reviewer described a negative experience relating to unclear communication about mortgage terms, a contrast to the otherwise consistently positive feedback.
Reviews
Reviews are taken from publicly available sources.
I honestly can't thank Andrew enough for all of his help throughout my mortgage journey. He was incredibly diligent, extremely responsive, and always available whenever I had a question or needed to talk something through. I never felt like I was chasing him he was always ten steps ahead. What impressed me most was how proactive he was. Every time a lower mortgage rate became available, he immediately switched me onto the better deal, ensuring I got the best possible rate. Thanks to his hard work and attention to detail, I'm now saving a significant amount on my monthly mortgage payments. Buying a home can be stressful, but he made the whole process feel so much easier. He's knowledgeable, trustworthy, and genuinely cares about getting the best outcome for his clients. I wouldn't hesitate to use him again in the future and would recommend him to anyone looking for a mortgage broker who is professional, reliable, and truly goes above and beyond.
Avoid - incompetent, rude and actually with ill-intent. He forgot to mention that our mortgage offer was on an initial 2y term. When we received the offer and read what we weren't told, not only he failed to acknowledge he forgot to mention the terms, he went as far as saying that we were not undersanding the situation. He then started spamming us with emails, and when asked to stop for the 2nd time, he threatened he will pull out on the mortgage.
What a guy! My friends recommended Andrew to help me get a mortgage. I am a first time buyer and Andrew couldn’t have been more helpful, proffesional and supportive throughout. He answered all my questions (no matter how small), gave great advice and was always swift to respond. Would recommend to anyone in need of a mortgage broker.
Andrew has helped my husband and I with two mortgages and is truly second-to-none in terms of depth of knowledge, responsiveness, and commitment to getting the best outcome possible for his clients. It’s an absolute pleasure to recommend Andrew to anyone looking for a trustworthy and excellent broker!
Andrew is a fantastic mortgage broker. He is highly knowledgeable, professional, and always responds to my inquiries promptly. Throughout the my mortgage application process, he provided clear advice and amazing support. I would highly recommend him to anyone looking for mortgage advice!
Andrew is a breath of fresh air, I'm so pleased I've found him. I've just remortgaged a property, which was all completed in 3 weeks and 3 days! I really like how he asks for everything he needs upfront and then gets on with things himself. I've used many brokers in the past. A couple have been ok but many have been terrible, passing me to another colleague for every step in the process and asking for things I've sent previously, but none of that from Andrew. The whole process was very smooth and quick! I would highly recommend him to everyone. In fact, I will definitely use him from now on. No one else comes close! Thank you Andrew.
Andrew was recommended to us by a family member who had just purchased a property and by a trusted friend in the property industry. It took a few years to find the right home for us and Andrew was a constant through this journey. When we finally found our home he made sure we were well looked after and that our mortgage application went smoothly. I would highly recommend Andrew to anyone going through this journey.
Mortgage brokers in London compared
Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 10 businesses in this category in London are compared.
| Rank | Provider | Rating | Reviews | Open Sat. |
|---|---|---|---|---|
| 1 | City Mortgage Solutions Limited | ★ 5,0 | 871 | No |
| 2 | Knight Frank Finance | ★ 5,0 | 640 | No |
| 3 | Independent James | ★ 5,0 | 606 | No |
| 4 | AS Financial Central London Mortgage Broker | ★ 5,0 | 584 | No |
| 5 | eddge mortgage brokers | ★ 5,0 | 343 | No |
| 6 | AJM Financial Mortgage Brokers (this page) | ★ 5,0 | 170 | No |