Motts Insurance

Motts Insurance is an independent insurance broker based in Penarth near Cardiff, providing services throughout the UK and Europe. Motts is a trading name of R.W.Mott & Partner Limited. The firm was established in Penarth, outside Cardiff, South Wales, in 1966 by Ron Mott, and has been trading since 1966. It is a family run business, with Ben Mott serving as Managing Director.

Motts Insurance is authorised and regulated by the Financial Conduct Authority (FCA). It has access to leading UK insurance companies and Lloyd's underwriters. The firm is one of the longest established independent insurance brokers in Wales.

Penarth is where Motts Insurance has built a following among both private clients and businesses in the construction and roofing trades. A number of reviews mention the ease of arranging liability and employer policies for a workforce, and fleet cover and company vehicles come up as straightforward additions. Knowledge of the market stands out, with policies found that fitted particular circumstances and in some cases cost less than what had been paid before. Professional indemnity, unoccupied property and office insurance all feature in accounts, and attentive, responsive service is a common thread, with Ben, Matt Keats and Charlotte named for their help.

Prompt telephone contact with knowledgeable staff rather than automated systems is a further point that comes up often, as is the personal, bespoke character of a family-run brokerage. Customers facing steep premium increases elsewhere describe being steered towards better-fitting cover at a fairer price, and the same professionalism is reported by longstanding clients and new enquirers alike, with competitive quotes and market expertise closing many accounts. The willingness to take on unusual or specialist requirements, including cover for an empty property, rounds off the picture.