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Red Sea Finance

5.0(148 reviews)See reviews ↓·Manchester

What customers say

Based on genuine customer reviews

Red Sea Finance is portrayed by those who have used it as a Manchester mortgage broker serving buyers and landlords across many years. A theme running through the accounts is the durability of these relationships, with clients returning over a decade to arrange residential mortgages and buy-to-let lending. The adviser Sajj Mahmood, usually called Sajj, is singled out for his honesty, professionalism and diligence, and reviewers repeatedly note his patience in walking first-time buyers through paperwork they found daunting. Keeping clients informed is another strand that recurs, and one account describes calls being taken beyond usual hours when a question arose.

Customers also value an approach that goes further than expected, such as managing documents on their behalf, working through complications with a lender and completing an application involving three borrowers and two people on the deeds. Remortgaging appears as a service clients come back to again and again, and the ability to find competitive rates alongside advice framed around immediate and longer-term aims is acknowledged. Rehan is named with Sajj for steering buyers through each stage, and the supportive manner that avoids a purely transactional feel is a recurring observation.

Red Sea Finance — Customer photo

Reviews

Reviews are taken from publicly available sources.

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Azra Din4 June 2026

I would like to recommend and highlight Sajj from Red Sea Finance. They supported me from beginning to end and continue to aid me should I need further assistance. What I found distinguishing about them is their constant communication and explanation which was kept throughout the process making me feel secure. Definitely a friendly, supporting and knowledgeable person in his work.

NH
N He12 February 2026

We've worked with Sajj over the last 12 years and he has helped find us great mortgage deals. We'd highly recommend his services to others.

AF
ANDREA FIELD12 February 2026

We have been working with Sajj since 2006, we wouldn’t use anyone else. Sajj and his team and super professional, efficient and always offering the best suitable choices/options. There are many mortgage advisors out there, we can’t recommend Red Sea Finance enough. Thank you for all your help over the years.

AK
Aman Kapoor10 February 2026

I am very pleased to provide this reference for Sajj, who acted as my mortgage advisor during my recent property financing process. From the outset, demonstrated exceptional professionalism, knowledge, and dedication. They took the time to fully understand my financial position and long-term goals, clearly explaining the available options and guiding me through each step with patience and transparency. Their advice was well-researched, practical, and always aligned with my best interests.

KO
kemmy olayemi9 February 2026

The mortgage advisor (Sajj) was very reliable, supportive and helpful. He is so good in what he’s doing with a touch of professionalism, honesty and integrity.

EA
emma abram7 February 2026

Cant recommend Sajj at Red Sea Finance enough. From our very first conversation, he was knowledgeable, patient, and genuinely invested in helping me find the right mortgage for my situation. He took the time to explain everything clearly, answered all my questions (no matter how small), and made what could have been a stressful process feel straightforward and manageable. Communication was excellent throughout — I was always kept up to date, and he was quick to respond whenever I needed reassurance or clarification. Most importantly, he worked hard to secure a great deal and made sure I fully understood my options before making any decisions. If you’re looking for a mortgage advisor who is professional, reliable, and truly cares about their clients, I wouldn’t hesitate to recommend Sajj at Red Sea Finance .

BH
Bob Hampton3 February 2026

I had a very disappointing experience with this mortgage brokerage. Despite providing clear written instructions about our plans to sell our property and how the mortgage should be handled, the mortgage was renewed without our consent, which was not the outcome we had agreed to or expected. This situation caused significant stress and unexpected financial consequences. When we attempted to resolve the matter, we felt our concerns were not handled appropriately, and communication and accountability fell short of what we would expect for such an important financial decision. Based on our experience, I would strongly recommend carefully considering your choice of mortgage broker and ensuring all instructions and authorisations are clearly documented and confirmed in writing.

Mortgage brokers in Manchester compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 9 businesses in this category in Manchester are compared.

RankProviderRatingReviewsOpen Sat.
1Jamie Thompson Mortgages★ 5,0551No
2Manchester Money Ltd - Mortgage Brokers Manchester★ 5,0251Yes
3Red Sea Finance (this page)★ 5,0148No
4Springstep Mortgages★ 5,0118No
5We Know Mortgages★ 5,0100Yes
Contact
+447988630643www.redseafinance.co.ukInnospace, Chester Street, Manchester M1 5GD
Working hours
Monday09:00–19:00
Tuesday09:00–19:00
Wednesday09:00–19:00
Thursday09:00–19:00
Friday09:00–19:00
SaturdayClosed
SundayClosed