Future Perfect Financial Solutions Ltd

Future Perfect Financial Solutions Ltd is a financial advisory firm established in 1989 and based in Coventry. The company employs 12 financial advisers and serves approximately 6,000 client households across the Midlands. Its team includes specialists in wealth management, mortgages and protection, supported by an administrative office team. All financial advisers are authorised and regulated by the Financial Conduct Authority as appointed representatives of The Openwork Partnership, a trading style of Openwork Limited. The firm has in excess of £100 million under management.

It provides personal, tailored face-to-face advice at a location of the client's choice, along with annual financial reviews and a 15-minute complimentary conversation. Its main services are investments, retirement, protection and mortgages. Kyle Adams is one of three directors; he joined in 2010 as a financial adviser and has over 17 years' experience. Mike Mullen-Hughes is a Chartered Financial Planner accredited by the Chartered Insurance Institute, simplifying financial journeys since 2008. Keelan specialises in investment and retirement planning, personal protection planning and business protection strategies. Laurence Scott is a financial adviser licensed to discuss mortgages, financial protection, pensions and investments.

Future Perfect Financial Solutions Ltd draws repeated praise for the personal service its advisers provide across pension reviews, mortgage arrangements and life cover. A number of customers describe dealings with Luke Slater, who handled pension consolidation and planning, and reviewers often mention his thorough explanations and the reassurance of being able to call him with follow-up questions. Tom Hunt features in accounts from buyers arranging a first mortgage, remortgaging and extending an existing loan, with clients noting that he explained each option and kept them informed at every stage.

Michael is named for arranging life cover and maintaining contact throughout the process. A detail many reviews return to is the clarity of the advice: customers describe detailed strategies for retirement planning and step-by-step guidance through the mortgage application, including for those purchasing a home for the first time. The professional yet friendly manner of the team is regularly noted, along with the confidence clients felt when dealing with what many found a daunting process. Prompt responses to queries, careful handling of protection needs alongside borrowing, and the sense that advisers acted in customers' interests recur across the feedback for this Coventry-based firm.