Spectrum Independent Financial Services

Spectrum Independent Financial Services is a financial advisory firm established in 2002. Since then, it has provided financial advice in and around Liverpool and Merseyside. The firm is authorised and regulated by the Financial Conduct Authority. It is a member of the Chartered Insurance Institute and the Equity Release Council. Wayne Slater is Principal & Adviser.

Spectrum operates as a truly independent firm with no ties to insurance companies or institutions. It provides whole-of-market mortgage advice and independent investment and retirement advice. Consultations are offered at its office, or at a client's home or place of work. The firm serves personal and corporate clients. Its clients are spread across most of the North West, and sometimes further afield.

Sound financial advice delivered in a professional and approachable way is the theme that runs through the feedback for this Liverpool firm. Wayne Slater is the adviser named in the overwhelming majority of accounts, and several accounts describe how he takes the time to explain pensions, savings, mortgages and protection options so that clients understand each stage of the process. Several customers note that they have stayed with him for many years, some for two decades or more, citing consistent results and regular reviews of their arrangements.

The handling of mortgage applications comes up often, with clients describing how a complicated and stressful purchase was made straightforward, including liaison with solicitors until completion. Transfers of pensions into SIPPS, risk profiling and portfolio building are also mentioned, alongside advice on house and life insurance. A point that comes up often is the willingness to answer questions fully and to go beyond what is strictly required. Long-standing clients comment on the friendly, caring manner of the wider team as well as the technical expertise on offer.