Apex Insurance Brokers

Apex Insurance Brokers Limited is an FCA-authorised independent commercial insurance broker based in Bristol. Established for 17 years, it places professional indemnity and commercial insurance cover for UK businesses, focusing on regulated professions. It serves 18 professions and has 2,400+ reference entries. The firm works with solicitors (SRA Minimum Terms), architects (ARB minimum terms), surveyors (RICS), accountants (ICAEW, ACCA, AAT), independent financial advisers (FCA), engineering consultants, IT consultants and technology firms, design and construct contractors, and insurance brokers and intermediaries (MIPRU).

It arranges professional indemnity insurance on a civil-liability basis, directors and officers liability insurance, employers and public liability insurance, cyber liability insurance, property and business interruption insurance, motor and fleet insurance, commercial combined insurance, and trade credit and bonds. For UK architects, it places ARB-minimum professional indemnity cover on a civil-liability basis, with turnover-banded limits from £250,000 to £1 million each and every claim, and provides six-year run-off as standard. Every quote is reviewed by a named broker, and the same person handles from quote to claim. It offers 18 profession-specific PI insurance guides for 2026 and publishes four market reports per year.

Apex Insurance Brokers earns consistent praise from clients for the clarity and professionalism of its insurance broking service. A handful of customers describe prompt and well-explained communication, noting that responses were quick and that the process of arranging cover felt straightforward and well managed. A recurring theme in the feedback is the expertise of John, who is repeatedly named for his approachable manner and detailed guidance, particularly in relation to professional indemnity insurance and the completion of proposal forms. Reviewers mention his help in navigating quotations for architects, ensuring the correct level of cover was secured, and one notes that the premium found was lower than the previous year's.

The firm's knowledge of the architecture sector comes up often, with clients appreciating that advice is tailored and that complex market conditions are explained clearly. Online seminars on the professional indemnity market are also referenced as useful. Clients value the personal attention and the sense that the team cares about their industry, with prompt handling of commercial insurance needs and renewals cited as a strength. The practice of discussing options openly and advising on the right cover, rather than simply quoting, is highlighted by architects and accountants alike.