Ocean Insurance Brokers

Ocean Insurance Brokers is an independent Bristol-based insurance broker. The company was founded in 2025 by Chris Luckett, who had 25 years in the insurance industry before founding Ocean. Ocean Insurance Brokers is a trading name of Ocean IB Limited.

Ocean IB Limited is an Appointed Representative of Coversure Insurance Services Ltd, authorised and regulated by the Financial Conduct Authority. Ocean Insurance Brokers serves businesses across the UK and beyond. Ocean Insurance Brokers pledges 2% of its commission income to its Broking for Good charitable foundation. Ocean Insurance Brokers is pursuing B Corp Pending status.

Buildings cover, commercial insurance for a technology firm and policies for a client based outside the UK are among the arrangements handled by Ocean Insurance Brokers, and the broker's work on these draws consistently appreciative comment. Chris, named across the feedback, is repeatedly credited with being efficient, professional and personable, whether the first enquiry comes by telephone or through an online hunt for a smaller regional provider.

One thing mentioned again and again is how swiftly he establishes the type and level of protection needed and sets out the reasoning behind it, unpicking policy language so that clients grasp precisely what they are buying. Speed features in several accounts, with cover put in place at short notice, while others note that questions and requests to amend a policy are dealt with promptly and that help continues once the cover is arranged rather than stopping at placement.

Competitive premiums and fewer conditions attached are mentioned alongside the care taken over the advice, including one case where considerable time went into an unusual set of business activities. Patience and a tailored approach recur, especially from a customer whose situation sat outside the standard market, and several intend to return for future requirements.