First Time Buyer Mortgages
About the company
First Time Buyer Mortgages Ltd is a mortgage brokerage based in Belfast. The company specialises in mortgages for first-time buyers in Northern Ireland. It has helped over 500 first-time buyers. The team has over 20 years of shared experience in financial services. The company has arranged over £100,000,000 of mortgages in the last 5 years.
Paddy Rice is the founder and owner of First Time Buyer Mortgages Ltd. Kelvin is an adviser at First Time Buyer Mortgages Ltd. First Time Buyer Mortgages Ltd is an Appointed Representative of PRIMIS Mortgage Network. The company offers low deposit mortgages, no deposit options, and Co-Ownership scheme guidance.
What customers say
Based on genuine customer reviews
Reviews
Reviews are taken from publicly available sources.
Paddy was great throughout the whole mortgage application and process. He explained everything well, broke it down into simple bite size steps for us, and made it easy for us to switch mortgages across. We cannot wait to get into our new house & can’t thank Paddy enough for all the help & guidance :)
As a first time buyer, the mortgage process was completely new to me, but Paddy made everything so much easier. He took the time to explain every step in a way that was easy to understand, answered all of my questions, and always made me feel at ease. It was a long process to finally get a property, but Paddy was patient, approachable, and incredibly helpful throughout. Nothing ever felt like too much trouble, and his friendly, supportive approach made what could have been a stressful experience feel straightforward from start to finish. I couldn’t recommend Paddy and First Time Buyers highly enough. If you’re looking for someone who is knowledgeable, approachable, and genuinely cares about making the process as straightforward as possible, Paddy is the person to go to.
We recently returned for a remortgage as our 5 yr mortgage was ending and once again, the experience was absolutely flawless. Kelvin made the entire process completely painless from start to finish and was completely transparent about any related costs which massively helped us in making a decision. Whenever we had a question, no matter how small, Kelvin answered it incredibly quickly - highly recommend to anyone looking for a stress-free mortgage experience!
Another great experience with Paddy Rice and his team at FTBM. Paddy quickly dealt with my mortgage application, providing clear and jargon free advice throughout. Paddy's communication was top notch and he quickly helped me secure a great deal on my new mortgage. This is my second time working with Paddy and FTBM and I highly recommend them for all your mortgage and insurance needs.
Excellent service for first-time buyers. The mortgage process was simple and easy to follow, and we felt guided every step of the way. Friendly, personal, and professional service throughout. Highly recommended.
Paddy Rice has been absolutely brilliant! After having some issues with a previous mortgage advisor, Paddy stepped in halfway through the process and completely turned things around for me. He explained everything clearly, was always on hand to answer my questions, and made the whole process so much less stressful. Buying my first home felt overwhelming at times, but Paddy’s support and expertise made it so much easier. I’m incredibly grateful for all his help and would recommend him to anyone looking for a mortgage advisor. Thank you, Paddy!
As first-time buyers, we couldn't have asked for a better experience. Paddy Rice made the mortgage process incredibly easy to understand and guided us through every step from start to finish. He was always available to answer questions, explained everything clearly, and kept us updated throughout. His knowledge, professionalism, and friendly approach took a lot of the stress out of buying our first home. We would highly recommend Paddy to anyone looking for mortgage advice, particularly first-time buyers.
Mortgage brokers in Belfast compared
Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 5 businesses in this category in Belfast are compared.
| Rank | Provider | Rating | Reviews | Open Sat. |
|---|---|---|---|---|
| 1 | The Mortgage Clinic | ★ 5,0 | 308 | Yes |
| 2 | Crawford Mulholland Mortgage Advisors Belfast | ★ 5,0 | 167 | No |
| 3 | The Mortgage Clinic | Ormeau Road | Belfast | ★ 5,0 | 134 | Yes |
| 4 | First Time Buyer Mortgages (this page) | ★ 5,0 | 42 | Yes |
| 5 | The Mortgage Shop | ★ 4,9 | 172 | No |
