Mortgage London

Mortgage London is a trading style of City Finance Brokers Limited. Justin Whitelock is the founder of Mortgage London and has over 20 years of specialist mortgage experience. Mortgage London specialises in UK mortgages for expats and foreign nationals. It operates through City Finance Brokers Limited, an FCA authorised broker with independent access to a broad panel of lenders. The City Finance Brokers group has arranged over £1 billion in UK mortgage lending.

Mortgage London structures mortgages for foreign currency income, complex ownership, and non-UK resident buyers. It works with UK high street lenders, private banks, expat and international lenders, and offshore and Channel lenders. Mortgage London serves clients globally, including in Singapore, Switzerland, USA, Australia, UAE, Saudi Arabia, Qatar, Canada, and Spain. Its main services include arranging UK mortgages for expats and foreign nationals, including purchase, remortgage, and refinance.

In London, Mortgage London has earned a reputation among overseas and non-resident buyers seeking finance for UK property. The recurring theme across accounts is the firm's handling of expat mortgages, including applications based on earnings in the UAE, Singapore or Guernsey, alongside buy-to-let, remortgage, equity release and new-build part-exchange cases. Justin, named most frequently, is repeatedly praised for his knowledge, patience and willingness to answer questions, while Graham and Sian are also noted for professionalism through lengthy transactions.

Customers highlight the clarity of the process, with regular updates making complex borrowing transparent, and several mention that competitive high-street rates were secured despite the complications of non-resident status and freelance income. A point that comes up often is how potential hurdles were resolved through guidance and expert advice, leaving clients feeling supported from first enquiry to completion. The service is described as efficient and responsive, with online handling proving convenient for those based abroad. First-time buyers and those remortgaging alike note that what could have been stressful was made straightforward, and the firm's diligence in securing an offer is a common thread. Repeat business and referrals from existing clients feature throughout the feedback.