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Options Mortgage Services

Options Mortgage Services

4.9(52 reviews)See reviews ↓·Reading

About the company

Options Mortgage Services is a trading style of Amir Kharkowa, who is the principal adviser. Amir Kharkowa has over 30 years of experience in the mortgage industry. The firm is an Appointed Representative of Stonebridge Mortgage Solutions Ltd and is authorised and regulated by the Financial Conduct Authority.

What customers say

Based on genuine customer reviews

Options Mortgage Services features in accounts from borrowers tackling residential purchases, remortgages and commercial lending, and Amir is the adviser whose name recurs most often. His command of these areas is described as deep, and customers mention that he walks them through each stage and stays reachable with questions long after completion. A theme running through the feedback is how undaunting the journey felt, with one household recalling a withdrawn first purchase and Amir remaining steady as a second property was pursued.

Reviewers repeatedly highlight the speed of progress, from paperwork to lender decisions, so that purchases, remortgages and deals permitting overpayments were all matched to individual circumstances. Celia and the broader team are praised for meticulous attention to detail, and Amir's willingness to connect clients with other trusted professionals is treated as an added strength. Courtesy, dependability and a feeling that no question is too small thread through the accounts. Buyers return to the practical outcome: a mortgage secured quickly and suited to the borrower.

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Reviews

Reviews are taken from publicly available sources.

MK
Mohan Kumar10 April 2026

I have been supported by Options Mortgage for someone now. Great service and support always. Thanks Amir for the seamless way in which you have supported in the recent transaction.

AA
Arlind Avdiu28 March 2026

Amir at Options, He helped with my residential mortgage, remortgage, and commercial mortgage—always professional and efficient. Highly recommend

VG
Vasile Goja27 March 2026

I had an excellent experience with this mortgage advisor. They were very professional, knowledgeable, and always available to answer my questions. They guided me step by step through the entire process and helped me find the best deal for my situation. I highly recommend their services!

MO
Manilla O13 February 2026

Excellent service provided by Amir and Celia. Their attention to detail and prompt action meant we were able to finalise our new mortgage in a few days. Many thanks, and to quote Arnie "we'll be back!" 😉

RR
Reem Raza13 February 2026

As a first time buyer, the process can be quite overwhelming. Amir was so efficient, friendly helpful and really took the time to understand my needs, finances and look for the best option for me. Amir made the process simple and easy and I highly recommend Options MS to everyone seeking mortgage advice or buying. Thank you so much Amir and team!

SS
Shereen S7 February 2026

Amir is an outstanding broker. Professional, responsive, and supportive throughout the whole mortgage process. Everything was explained clearly and handled smoothly, which made the experience far less stressful. Highly recommend.

EB
E B24 January 2026

I can’t recommend Amir at Option Mortgage Services highly enough. As a first-time buyer, I knew absolutely nothing about the mortgage process and felt very insecure at the beginning, but Amir guided me through every step with incredible patience and care. He took the time to explain everything clearly, made sure I fully understood the whole process and always found the best mortgage deal for my situation. Amir is extremely professional, reliable and genuinely supportive. No matter how many questions I had, he was always available and responded immediately, which gave me so much peace of mind. I truly felt looked after from start to finish. I was very lucky to come across his business and I would highly recommend his services to anyone!

Mortgage brokers in Reading compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 5 businesses in this category in Reading are compared.

RankProviderRatingReviewsOpen Sat.
1Beechwood Mortgages★ 5,0426No
2Village Financial Services - Mortgage Broker Reading & Berkshire★ 5,0322No
3Options Mortgage Services (this page)★ 4,952No
4Regency Mortgage Services★ 4,979No
5Mortgage Advice Bureau★ 4,725Yes
Contact
+441189541000optionsmortgages.co.uk6-8 Wokingham Rd, Reading RG6 1JG
Working hours
Monday09:00–17:30
Tuesday09:00–17:30
Wednesday09:00–17:30
Thursday09:00–17:30
Friday09:00–17:30
SaturdayClosed
SundayClosed