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Bricks and Mortar Mortgages

Bricks and Mortar Mortgages

4.9(171 reviews)See reviews ↓·Glasgow

About the company

Bricks and Mortar Mortgages is a mortgage brokerage based in Glasgow. The founder began his career in 1994 and spent over 20 years as a partner in three large legal firms in Glasgow, dealing with residential conveyancing. In 2015 he left the legal firm and retrained, sitting exams to offer mortgage and protection advice. He remains a qualified solicitor and offers legal advice to prospective clients through a consultancy agreement with Lindsays.

After qualifying, he began working with Chris Brown of Begley Brown Financial Solutions Limited in 2016. In July 2017 he agreed to buy the mortgage book and start his own company, Bricks and Mortar Mortgages, with a commencement date of January 2018. The company name comes from a podcast of the same name that he started in 2015. The Bricks and Mortar Podcast is seen by many in the Buy to Let community as the go-to podcast for information on that part of the industry in Scotland. He gives keynote speeches on the topic and mentors clients who are just starting out on the BTL journey.

He acts for and advises clients from first-time buyers to experienced buyers. The self-employed, directors and contractors are attracted to the firm given its expertise in this field. Advising the BTL investor is a mainstay of the firm. Bricks and Mortar Mortgages Limited is authorised and regulated by the Financial Conduct Authority. The main services include mortgage and protection advice, with legal services offered through a consultancy agreement.

What customers say

Based on genuine customer reviews

Bricks and Mortar Mortgages holds a 4.9 rating from 171 reviews. Reviewers frequently praise named advisers Jonathan and Catherine for clear, patient explanations and efficient handling of both straightforward and complex mortgage circumstances, including self-employed and non-standard income cases. Several reviews also highlight proactive, honest guidance, such as recommending trusted solicitors and keeping clients informed throughout.

Reviews

Reviews are taken from publicly available sources.

CB
Craig Bell29 July 2026

From beginning to end Catherine from bricks and mortar was extremely helpful in securing the best possible mortgage rate for us. I would not hesitate in using Bricks and Mortar again or referring them onto family or friends.

NB
Nic Boyle17 July 2026

Having been in Banking for 35 years and knowing my way around Mortgages i never expected to use a Broker. But since i left the bank and became self employed Jonnie and his team were a massive support in getting an increased mortgage to support some home imporvements. The deal was better than anywhere online and end to end from initial chat to payout was 3 weeks - unbelievable service and I would highly recommend Bricks and Mortar Mortgages - they are exceptional.

MO
Mark O’Brien8 July 2026

We had a fantastic experience with Jonathan at Bricks & Mortar while buying our first property. From start to finish, he was incredibly helpful, knowledgeable, and supportive, guiding us through every step of the process. He explained everything clearly, answered all of our questions, and made what could have been a stressful experience feel straightforward. As first-time buyers, we really appreciated his patience and professionalism. We would highly recommend Jonathan and the team at Bricks & Mortar to anyone looking to buy a home. Thank you for making our first property purchase such a positive experience!

L
Laura2 July 2026

Catherine was exceptionally helpful when it came to renewing our mortgage rate. She talked us through all the available options to us find the best one for our family and kept in great communication throughout the whole process.

HS
Harvinder Singh2 July 2026

I recently used bricks and mortar for a mortgage ( my application was not a simple one, it was very complex due to the nature of income and various other factors) I had a chat with Jonathan and explained everything regarding my circumstances and jonathan picked out two or three lenders at the top of his head, i was absolutely surprised how he would know that on the top of his head as he deals with a few hundred lenders. Due to my circumstances, the mortgage was not simple, jonathan worked very hard throughout the process. Johnathan has a vast knowledge of all of the house buying process including estates agents, solictors and home reports and so much more. The first initial sale feel through due to a structure defect sadly, Jonathan had secured the mortgage and the funds were with the solictor, however after telling Johnathan about the roof issue he advised me to drop out of the sale as the roof issues could be potentially unrepairable and i would have issues selling it down the line, i really appreciate Johnathan advice as he had worked so hard to secure the mortgage for me espically with my complex circumstances. The fact jonathan said pull out and he would be get me another mortgage for no extra cost, this shows he is not about making money and sales, he puts his clients best interest first. Dispute all his work he got me a another mortgage without any additional cost as he promised, i admire his trustworthiness and knowledge abojt mortgages which is very extensive. I would definetely use him again and recommend anybody to him without a shadow of a doubt, i am very impressed. Thank you once again for everything Jonhathan, i love the new home and the gift box you sent me went down a treat.

JF
Josh Fraser11 June 2026

As a first-time buyer, I honestly couldn’t have asked for better support from Jonathan and the Bricks and Mortar team. I don't think buying a property can ever be a fully stress-free experience, but the whole process felt a lot less overwhelming thanks to their clear advice and guidance. I also really appreciated being pointed towards a trusted solicitor, as I didn't have one when starting the process - it made the legal side of things a lot easier to deal with. Overall, a great experience, and I would definitely recommend Bricks and Mortar, especially if you're a first-time buyer.

TN
Tricia Nelson9 June 2026

Was introduced to Jonathan at Bricks & Mortar last year, super nice guy, easy service, quick, efficient and would highly recommend. Not only great quick easy to understand advice but got us the deal we wanted, and acted with our interest at heart at all times. Just about to sign so v grateful in this busy world for straightforward easy professional people to deal with.

Mortgage brokers in Glasgow compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 10 businesses in this category in Glasgow are compared.

RankProviderRatingReviewsOpen Sat.
1First Mortgage★ 5,03761Yes
2Independent Mortgage Store★ 5,0317No
3Envoy Financial Ltd★ 5,0272Yes
4West End Mortgages★ 5,0232No
5Dean Fleming Mortgage Brokers★ 5,0211Yes
10Bricks and Mortar Mortgages (this page)★ 4,9171No
Contact
Working hours
Monday09:00–17:00
Tuesday09:00–17:00
Wednesday09:00–17:00
Thursday09:00–17:00
Friday09:00–17:00
SaturdayClosed
SundayClosed