Money & Mortgages UK LLP

Money & Mortgages (UK) LLP is a mortgage broker based in Manchester. The firm is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, authorised and regulated by the Financial Conduct Authority. Registered in England, the business has been built over 20 years. Its team includes professionals with Chartered Financial Planner and Fellow of the Personal Financial Society qualifications.

The firm holds CFP, FPFS and SOLLA qualifications for Equity Release and is a member of the Society of Later Life Advisers. It provides personal financial advice, corporate financial advice, mortgage advice, investment advice, life insurance and protection, general insurance, pensions and retirement planning, equity release, health and long term care, and estate planning. Cashflow modelling technology is used for pensions and retirement planning. A 30-minute fee-free discovery call is available.

Buy-to-let lending, residential purchases and remortgaging recur across the accounts left by clients of this Manchester firm, and several customers describe relationships that have lasted many years and repeated instructions. Paul is named most often, with reviewers repeatedly mentioning his patience, availability and willingness to answer questions across lengthy transactions, while Luke draws praise for responsiveness and for turning complex cases around at short notice. The clarity of the advice and the absence of jargon feature heavily, and Jon and Jorja are also thanked by name.

First-time buying, remortgaging and purchases that fell through come up as recurring themes, with customers noting that updates arrived regularly and that lenders were chased so matters did not stall. Something that features in review after review is the sense of being supported rather than processed, the team described as knowledgeable, honest and ready to put in extra effort, and the deals secured are said to suit individual circumstances closely. Even where a purchase ran over months, the guidance remained a source of confidence.