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Smart Financial

4.6(14 reviews)See reviews ↓·Manchester

About the company

Smart Financial is a financial advisory firm based in Manchester that has been established for over 15 years. It manages over £100 million in funds and employs four planners and advisers. Its clients are primarily small to medium-sized business owners, corporate executives and partners in professional firms.

The firm uses a six-stage process for financial planning. Smart Financial is a trading style of Smart Financial Planning Ltd, which is authorised and regulated by the Financial Conduct Authority and registered in England & Wales. It provides financial planning, investment and retirement planning, and advice for relocation and divorce.

What customers say

Based on genuine customer reviews

Divorce and later-life planning recur throughout the feedback for this Manchester advisory practice, where Tamsin Caine's coaching approach is repeatedly singled out. Customers writing about their orders describe how she made pensions, shares and retirement planning understandable, including one who had previously left all financial affairs to a spouse and felt daunted by sorting them out. A theme running through the feedback is her habit of shaping shared goals rather than simply handing over advice, illustrated by clients who relocated to the South West and others working towards living abroad.

Wealth management and lifestyle financial planning draw similar praise, with the detailed, thorough process and the clarity of recommendations highlighted. The wider team is called professional, friendly and responsive, and long-standing relationships are valued by those who have remained clients over many years. Practical, thoughtful support and the reassurance it brings appear frequently, with people reporting greater confidence when weighing major commitments such as a property purchase. Her warmth and readiness to listen before offering tailored guidance are mentioned again and again, and the patience shown to complete novices is a theme running through several accounts of retirement planning.

Reviews

Reviews are taken from publicly available sources.

KS
Katharine Sen29 July 2026

Tamsin was wonderful, I was looking for advise about the future and retirement and went as a complete novice about all things financial! I felt completely at ease. She was so warm and welcoming, really listened to what I wanted to achieve and took the time to understand my situation before offering practical, thoughtful advice that made everything much clearer. I found it so easy to talk openly, and I left feeling reassured, more confident about my future, and with a clear plan for the next steps -each explained and easily actionable. I would highly recommend Tamsin to anyone looking for financial advice.

JS
Jovian Smalley4 July 2025

We have really enjoyed working with Tamsin over the last few years. She doesn't simply provide financial advice, she's really skilled at coaching us through our current situation to shape our shared goals for the future. We appreciate her support and challenge on some areas of our life plans where we previously found it hard to move forward; for instance, in thinking about how we can turn our dreams of moving to another country into reality. Looking foward to continue our relationship as we make plans for the next few years of our lives!

DJ
Donna Jones6 June 2025

Throughout my marriage my husband handled all of our financial affairs. Therefore, going through a divorce, I felt utterly daunted at the thought of trying to understand and sort out the pensions, shares and other financial matters. Then I found Tamsin! I found Tamsin to be professional, supportive, kind and understanding. She has helped and guided me through financial things that I never thought I'd understand. I can wholeheartedly recommend her.

CE
cheryl evans28 May 2025

I’m very happy to recommend Smart Divorce and in particular Tamsin Caine. Tamsin is extremely knowledgeable, thorough, patient and empathetic and has made the whole process clear and easy to understand. It’s so reassuring knowing I can talk through major financial decisions with her, such as buying a house and how best to invest pensions/retirement planning, after divorce. I feel much more financially confident now and the meetings and information have given me much needed peace of mind.

JW
Jenny Wong20 January 2025

I had an initial call with Steve to discuss my future plans, and found the 30 minute discussion to be concise, thoughtful, and genuinely helpful. He was considerate of my goals and suggested some initial research routes that I wouldn’t have otherwise found myself. Happy to recommend.

MW
Matthew Weiniger14 November 2024

Excellent. We used Tamsin to provide wealth management advice. It was a very detailed and thorough process. The advice was clear and delivered in a user-friendly manner. Highly recommend.

DM
Dan Moody1 August 2023

We initially approached Tamsin to get our finances in order as we wanted a lifestyle financial planner. We had a dream of moving to the South West with more financial freedom and she helped us to understand our finances and where to prioritise to achieve our goals. 3 years later, we've done it! Thank you Tamsin!

Financial advisers in Manchester compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 12 businesses in this category in Manchester are compared.

RankProviderRatingReviewsOpen Sat.
1Retirement Professionals Ltd - Independent Financial Advisers★ 5,071No
2Lionbridge Wealth Management★ 5,033No
3Old Royle Wealth Management Ltd★ 5,011No
43-S Financial Management★ 5,011No
5Falcon Wealth Management★ 5,04No
9Smart Financial (this page)★ 4,614No
Contact
+441617061072www.smartfinancial.co.ukUnit 4.1, Waulk Mill, Beehive Lofts, 51 Bengal St, Manchester M4 6LN
Working hours
Monday09:00–17:00
Tuesday09:00–17:00
Wednesday09:00–17:00
Thursday09:00–17:00
Friday09:00–17:00
SaturdayClosed
SundayClosed